Terms & Conditions
These Terms of Service were last revised on June 28, 2024.
1. Introduction
By using the Website or Services, you agree to be bound by these Terms of Service and our Privacy Policy. The terms With Coverage, With Coverage Insurance, we, us, or our mean With Coverage Inc. and With Coverage Insurance Services LLC.
2. Privacy Policy
By using our Services, you acknowledge that you have read and understand our Privacy Policy, including the collection and use of information submitted through the Services.
3. Your Compliance With The Terms
You represent that you have the capacity and authority to accept these terms on behalf of yourself and any entity or organization you represent.
4. Data Collection
You consent to With Coverage collecting data and personal data that you voluntarily provide, including information used to evaluate insurance and risk management services.
5. Electronic Communications
You agree that communications, applications, policies, certificates, amendments, notices, disclosures, and related documents may be provided electronically where permitted by law.
6. Use Of Services
You agree to use the Services only for lawful purposes and not to interfere with, misuse, copy, scrape, reverse engineer, or disrupt the Services.
7. Disclaimers And Limitations
With Coverage makes no guarantee that quotes, terms, rates, coverage, or services offered by insurers or other third parties will be available or suitable for every user or business.
8. Insurance Products
Any insurance coverage is subject to underwriting, carrier terms, exclusions, availability, and policy documents. Policy obligations are the responsibility of the issuing insurance company.
9. Fees And Charges
You may choose to purchase products or services that result in premiums, commissions, installment fees, service fees, cancellation fees, or flat fees disclosed in connection with the Services.
10. Intellectual Property
The names, graphics, logos, software, page layouts, content, and other materials used in connection with the Services are protected by intellectual property laws.
11. Governing Law
These terms are governed by the laws of the State of Delaware. Disputes may be subject to arbitration and jurisdiction provisions described in the full Terms of Service.
12. Contact With Coverage
If you have questions about these terms, privacy, or use of the Services, contact With Coverage by email at contact@withcoverage.com.