Client Stories

What stands out about WithCoverage is the freshness of their thinking. They approach risk management the way a founder would: first principles, speed, and real ownership of outcomes. They've been a thoughtful and effective partner for us, on both the standard work and the creative stuff.

Christy Schwartz

CFO, Opendoor

The WithCoverage team took the time to understand our business and quickly established themselves as a fantastic partner to us for our risk management needs. Our first renewal with WithCoverage delivered 40% premium savings ($300k+) and their white glove support team is a true differentiator for our ongoing needs. I most value the low-touch, high-impact model they've created, which is essentially a tiger team of industry experts at your service, on demand. I'd strongly suggest finance teams talk to WithCoverage!

Jim Bulger

VP, Controller, Hungryroot

We switched from a large traditional brokerage to WithCoverage because of their expertise supporting a fast growing snack brand like Chomps. They identified and addressed key gaps in our insurance, and act as a true extension of our team. Their team responds fast, the digital platform keeps us organized, and we’re happy to be partnered together.

Tim Bosslet

CFO, Chomps

WithCoverage saved us $139,000+ on business insurance even as we grew YoY and even improved parts of our coverage. Their team of hospitality experts offers us proactive advice and their digital platform saves our team time/keeps us organized. They are disrupting a much needed industry and building a trusted solution for the hospitality industry.

Nicholas Stone

Founder, Bluestone Lane

We saved ~$480K switching to WithCoverage, as they dramatically reduced premiums, eliminated unnecessary policies, and aligned incentives via a Flat Fee Model. The team delivered not just meaningful cost reductions, but stronger, more consistent coverage, which is essential for our business, (especially as we grow to 100+ locations). Their user-friendly dashboard makes managing claims, COIs, and carrier billing effortless for our team, and their deep industry experience made the transition seamless and reinforced that we made the right move.

Steve Song

CFO, Rackson Restaurants

WithCoverage not only saved us $200K/yr, but acts as our fractional Risk Management Team. They proactively advise us, manage all of our claims, and leverage their digital platform to make everything a seamless experience. They’ve truly disrupted the archaic insurance broker with a solution designed for fast growing businesses. Highly recommend!

Jay Gujjar

COO & President, Tacombi

WithCoverage developed a plan that drove ~$200K savings while actually improving our coverage. Their tech also saved my team a bunch of time throughout the process. The entire process was seamless, with their Claims Team handling our existing claims to close them out and advocating for us through new issues. They've set the standard for how the industry should operate. Insurance isn't a fun topic, but they deliver on what they said they'd do and the ROI was very much there for us.

Demetri

Founder, Thirty Madison

Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time.

Joe Aranda

VP Operations, Eight Sleep

As a 250M+ revenue business that's handles their own manufacturing, we needed a true Risk Management Partner like WithCoverage. Their team of insurance experts and attorneys act as an extension of our team and help proactively protect our business, manage claims, renewals, and everything we need. Their digital platform makes every simple and easy and their transparent pricing model ensures we have aligned incentives. They are truly modernizing the archaic insurance industry!

Nina McKinney

Chief Business Officer, Oats Overnight

WithCoverage is the exact Risk Management partner we wanted. Their team are experts, the platform makes the process seamless, and they saved us $115,000+ per year on insurance, while fixing key gaps in coverage. As a CFO, I needed a dedicated team to help handle all of this, especially while we became self-manufacturing business. Highly recommend!

Nathan Tudhope

CFO, Legendary Foods

WithCoverage is redefining Risk Management. In addition to serving as a broker, they also serve as an extension of our Risk Management Team and Platform. Their team of experts, advisers and attorneys proactively support us and has saved us valuable time and streamlined our processes with claims handling and contract reviews. Their platform makes the process easy and organized. We switched to WithCoverage after working with the same traditional broker for over 15 years. We achieved $175K in annual savings on insurance while maintaining the same coverage. A true refreshing and modern solution in a space that is ripe for disruption.

Arthur Li

CFO, Altamarea

WithCoverage saved us $210,000 year over year despite us growing. They also offer a more specialized team of insurance experts that integrate within our team and specifically handle the entire claims process. Everything is then tracked in their digital platform so we always know what’s going on across our business. We don’t have a risk team in house and WithCoverage fills that function for us.

Hemanshu Patel

CFO, The Escape Game

WithCoverage is a disruptive player in the insurance brokerage industry, bringing both expertise and truly personalized service to Blank Street. From the moment we engaged with their team, we were impressed with their proactive advice, proprietary insurance platform and white-glove service model with a dedicated service team. The breadth and depth of their risk advisory team provide both a robust repository of experience as well as strategic value that will evolve with our business as it grows in size and complexity.

Adrian So

US Head of Finance, Blank Street

WithCoverage was a clear choice for us vs. a traditional broker. As a VP of Finance, I'm always focused on our bottom line and long-term stability. WithCoverage has shifted my perspective on insurance. Their risk management team is a real strategic partner who understands our business. Their technology and user-friendly platform saved my team countless hours and kept us organized. And they saved us money (30%+ on our rates) while improving our coverage.

Jules Ostorero

VP Finance, Waterloo

WithCoverage’s team has provided one of the best experiences from any service provider. They helped us create a tailored risk mitigation strategy for our growing business, managed the process through their digital platform, and are always very responsive. WC is a fantastic partner for us.

John Hayes

VP Finance, Happy Dad

As a high-growth company, we needed a risk partner who could keep pace with us, not a traditional broker we had to chase. WithCoverage stepped in as an extension of our finance team: they understood Speak's business, fixed gaps in our coverage we didn't know existed, and delivered meaningful savings even while our business grew. Their platform keeps every policy, COI, and renewal organized in one place, which saves my team real time. For any finance leader, this is how insurance should work.

Kelly Larocca

Head of Finance, Speak

WithCoverage has been an outstanding partner for us. We’ve been truly impressed with their team's professionalism, attention and responsiveness. They routinely go above and beyond to make sure we fully understand our options and feel confident in our decisions. We’ve seen significant savings without sacrificing quality (and in fact enhancing coverage in many cases), and their online platform makes managing everything from applications, renewals, claims and COIs seamless.

Jessica Thompson

Senior Director, Counsel, Bombas

WithCoverage's team and platform is the exact solution we wanted. They act as our Risk Management Team and ensure we are properly protecting our busines as we expand our manufacturing facility, workforce, and transportation fleet. They also proactively handle all of our claims, identify issues to fix, and manage everything through their platform, which helps our team a ton. They are the modern, trustworthy solution the insurance brokerage needed.

Jared Schiff

Controller, Farmer's Fridge

The WithCoverage team spent an enormous amount of time working with our entire team, understanding our unique situation and articulating how we could improve our risk management strategy (especially as we grew). In sum, they navigated us to a path of both cost savings and optimizing our coverage. All in a seamless and transparent way we hadn’t seen before with a traditional broker. Would recommend WithCoverage without hesitation!

Sid Banthiya

CFO, TMRW Life Sciences

We're very happy to partner with WithCoverage. As we rapidly grew, we wanted a trusted partner that deeply understood our business, made sure we were protected properly, and always acted in our best interests. They not only fixed gaps in coverage we didn't know about, but also delivered very meaningful savings (dropping our rates by 30%). Choosing WithCoverage has been a great decision for us compared to the traditional broker model.

Jeremy Thurswell

COO, Kitsch

WithCoverage is a true extension of our team, bringing specialized insurance experts who proactively manage our risk. Their insurance attorneys lead our claims end-to-end, ensuring fast, accurate payouts. Everything runs through one seamless platform, replacing an outdated, fragmented industry with the modern experience fast-growing businesses need. Highly recommend!

Adam Farber

Director Finance & Strategy, Glowbar

WithCoverage represents the future for how the brokerage industry should operate - A specialized Risk Management team, a digital-first experience, and a white-glove service. They saved us ~40% on our rates, saved us time through their platform, and have a team of experts and insurance attorneys to advice us on how to mitigate risk. We're busy operating our business and wanted to work with a trusted partner like WithCoverage.

Alex Mcvey

CFO, True Classic

WithCoverage is truly disrupting the insurance brokerage industry and building the optimal Risk Management solution. They saved us $100K+/yr and executed their plan to ensure we were properly protected. They also made the process super easy with total white-glove service and a digital platform that manages policies, COIs, claims, etc! We don't have a full-time risk manager/team so WithCoverage was the perfect risk partner for our business. Absolutely recommend!

Sophia Edelstein

Founder, Pair

WithCoverage saved us $284,000, improved our coverage, and continuously offers a better experience and team of insurance experts than the traditional insurance broker. Their team of experts and attorneys handle everything as our Risk Management Team and make the experience simple and easy via their digital platform where we can manage policies, COIs, claims, renewals, and billing. We were with the same broker for years and very glad we made the change!

Jack Litman

President, Munson Restaurant Group

WithCoverage has saved us over $150,000 annually while materially improving both our coverage and service. As a fast-growing business with 50+ locations and no internal risk team, they effectively act as our risk management function. Their deep hospitality expertise, proactive guidance, and modern platform have made insurance simpler, more transparent, and far less time-consuming. We spent 17 years with a traditional broker, and leaving a long-standing relationship wasn’t something we took lightly—but the results with WithCoverage made it well worth the change.

Gregory Zamfotis

Founder & CEO, Gregorys Coffee

WithCoverage has been a great Risk Management Partner for us! We wanted an expert team, the best coverage and pricing, and a seamless experience... and that's exactly what WithCoverage offers. They are insurance experts, saved us a meaningful amount of money, and improved our coverage across the board. Their platform and white-glove service saves us time and keeps us organized. We are very happy we made the switch, especially as we grow, and need to manage risk proactively.

Daniel Burch

CFO, Ollie

WithCoverage is the modern solution the brokerage industry needs. The traditional broker model is opaque, disorganized and full of mis-aligned incentives. WithCoverage is the opposite -- Their team is excellent, the platform makes the process seamless, and they saved us a ton of money while improving our coverage. As a CFO, I need a trusted team that handles risk management/insurance this so I can focus on our business...WithCoverage is exactly that and more.

Ryan Edmondson

CFO, Mechanix Wear

WithCoverage has been a great Risk Management Partner for Caraway. They proactively helped us get key claims covered, which was essential for covering our losses. They leverage their expertise to ensure we are always properly protected and work hard to save us money on insurance even while we are growing. They get what we need done, save us time, and make it easy through their platform. Would definitely recommend them to other fast growing businesses.

Mark Riskowitz

VP Operations, Caraway

Before WithCoverage, we worked with a broker we were quite happy with. However, WithCoverage's Risk Management Team + Platform offer far more value than the traditional model. They pair a specialized team with a great technology platform that saves our team time, money, and administrative headaches. And their claims team proactively manages new claims, closes out existing ones, and is a true strategic partner. They're the perfect solution for us as we grow.

Robert Chislett

Partner, Wish You Were Here

Managing risk is a core part of my role, and insurance is too important to be left to the typical broker — an industry that often feels opaque, transactional, and self-serving. WithCoverage is a complete departure from that model. They’ve become an extension of our team, making insurance simple, transparent, and efficient. They cut through the jargon and deliver clear, actionable guidance tailored to our business. They aren't just a broker; they’re a partner who gives us confidence and peace of mind.

David Homonoff

CFO, Feast & Fettle

WithCoverage did exactly what they promised. They improved our coverage, saved us serious money (~$100K or 20%), and their platform made everything simple and easy. Their team of insurance experts are smart and spent the time understanding our business. As a CFO, they are the exact type of partner I want to work with.

Jordan Posell

CFO, Bubble Skincare

WithCoverage represents the future of the insurance brokerage industry. They pair an expert insurance team with a tech platform that organizes everything we need (claims tracking, policy management, billing). Their team outlined a plan and delivered on exactly what they said they’d do — saving us 6-figures on insurance, while protecting our business. And their Claims Team of attorneys is a strategic partner as we scale our manufacturing facility. Very happy to be working together!

Matt Lybbert

CFO, Nuts.com

We switched from a traditional broker to WithCoverage and couldn’t be happier. We saved 20% on premiums, addressed and filled gaps in coverage, and streamlined our process with their seamless digital platform, which eliminates redundant information and forms. The WithCoverage team is a pleasure to work with, responding promptly and showing genuine care about our business. We’re confident knowing we are partnered with experts in our industry

Autumn Castrillo

Controller, Urban Remedy

Working with WithCoverage has been an amazing lever for productivity and cost optimization. I am so grateful for their industry expertise, transparency, and support, especially as we rapidly grow. As a CFO, I wanted specialists who are the best in the business, understand our business, and could be a real extension of my team... and that's exactly what WithCoverage offers.

Connor Stastny

CFO, Gruns

WithCoverage is a refreshing new player in the risk management space. They have subject matter expertise across all insurance verticals and perhaps, most importantly, they are good people. We made the switch after working with traditional brokers for years, which was expensive, inefficient and opaque. The WithCoverage team is responsive, friendly and the tech-enabled platform is second to none. Our premiums are lower, our policies have been optimized, and we have better visibility of our overall insurance portfolio.

Russell Breuer

Founder & CEO, Spot & Tango

WithCoverage did exactly what they said they would — They delivered us multi six figure savings, improved our coverage, and made the process seamless through their tech platform. We’re growing very fast, but don’t have an in-house risk manager. WithCoverage’s team of insurance experts and attorneys fills that gap and we’re glad to be partnered!

Jessica Sturzenegger

Founder & CEO, Amara

WithCoverage offers exactly what I wanted as a CFO — Their team of insurance experts handle risk management/insurance, delivered us $100K savings, and ensured we properly protected our business. Before WithCoverage, the process was disorganized and non-transparent. Now it’s seamless through their platform and I’m partnered with a solution I trust.

Jordan Benjamin

Executive, Finance & Legal, Earth Breeze

After 17 years with the same insurance broker, we decided to switch to WithCoverage, and the experience has been excellent. I receive outreach from brokers regularly but rarely take those meetings because most offer little differentiation. WithCoverage stood out immediately. Their platform gives our team a simple way to manage claims, generate COIs, and access all policies and premiums in one place, while their industry benchmarking and platform ensure we’re getting competitive prices and coverage. The combination of technology, industry insight, and excellent service has made a real difference for our team.

Jason Morgan

CEO, Original Chop Shop

The team at WithCoverage has been fantastic to work with. They took the time to thoroughly review our existing policies, identified important gaps, and helped us secure better coverage—all while significantly lowering our premiums by ~$100K. Their expertise is evident, and their cutting-edge platform made the entire process seamless and stress-free. I highly recommend them!

Shaun Armon

Controller, Sunday

WithCoverage is the future of Risk Management and finally disrupting the traditional insurance brokerage industry. They offer the exact solution I want as a CFO - A team of experts, a platform to make everything easy, and a plan to make sure our business is set up for success. Their tech platform saves us time and money and we're very happy to be partnered together!

Steven Ostrom

CFO, Path Water

WithCoverage has been a great risk management partner. Their platform makes everything organized for our team as we grow. We now have a centralized claims submission and tracking process that WithCoverage implemented and owns. As CFO, I wanted a team of insurance experts to proactively protect our business, make sure we are covered, and save us money. That's what WithCoverage has done for us and why we’re happy to partner together.

Stanley Lau

CFO, Sloomoo Institute

WithCoverage is the exact solution we wanted! Their team of insurance experts identified 6-figures of savings, key coverage gaps, and then executed on their plan exactly how they said they would. The combination of a specialized team of advisors, a seamless digital experience, and a more holistic risk management plan is what we wanted as OSEA continues to grow. They are setting a new standard for an archaic insurance industry.

OSEA

Executive Team, OSEA

At our stage of growth, we need experts to ensure we have insurance that protects each aspect of our business. WithCoverage saved us over $100,000 (via a lower rating), fixed coverage gaps, and re-classified our business properly. The combination of expertise, a seamless platform, and excellent service makes them an obvious choice. Their digital platform also lets us manage our policies, COIs, and stay organized.

Michael Kim

Co-Founder & COO, Jinx

WithCoverage saved Nood $110K/yr + and fixed gaps in coverage...every business should use them. A team of experts combined with a seamless digital experience is exactly what I wanted.

Sam Garst

Founder & CEO, Nood

Business insurance is confusing, inaccessible and expensive. WithCoverage has fixed all of those issues for us with simple explanations, an easy-to-use platform, and close to $100k in premium savings. The team is knowledgeable, friendly, and quick to respond. For Branch, it's been a huge win.

Greg Hayes

CEO, Branch

As a baby brand, risk management is a top priority for our business. We love working with WithCoverage because they act as our Risk Management Team. They are experts who deeply understand our business, clearly outline how to protect our risks, and give recommendations based on our risk tolerance. They also have a digital platform that makes everything seamless. It's really a no-brainer compared to traditional brokers.

Eric Osman

Founder & CEO, Mockingbird

WithCoverage offers the exact Risk Management Solution we've been looking for vs. a traditional broker. Their team of insurance experts and attorneys provides us with proactive advice, recommends thoughtful strategies to mitigate risk, and handles putting everything into place. They saved us over $100k annually and operate on a transparent pricing model. Plus, their digital platform makes managing everything easy (e.g. our policies, claims, COIs, and renewals).

Jesse Bull

President, BEAT THE BOMB

WithCoverage is exactly how risk management should work. They saved us 40% on our insurance costs—over $70K—and made the process seamless through their platform. We aren’t insurance experts, so having a partner we could trust to handle this was invaluable. They have modernized the brokerage industry and set a new standard for efficiency and transparency.

Ryan Chen

Co-Founder, NeuroGum

We had been trying for years to get better rates without sacrificing coverage, and find a team who understood our business. WithCoverage was the only team we've met that actually delivered. They knew the best practices and benchmarks for our industry, were super transparent and saved us more than 25% vs. what we were paying before. WithCoverage's pricing is better, their service is better, and their tech is better - I'm really glad we made the switch.

Todd DeCoursey

VP Finance, Because

WithCoverage is our trusted Risk Management Partner. Their team are insurance experts who proactively help protect our business and get us the best pricing. We wanted a team that truly understood our business and handled everything for us so we could focus on building our business. That's exactly what WithCoverage does -- It's the modern solution the brokerage industry needs.

Ryan Lockwood

COO, Promix

WithCoverage is the best solution for fast growing businesses. They've built what the insurance brokerage industry needs -- expert advice paired with a seamless experience. Despite our revenue doubling, our insurance premiums stayed flat and we improved our coverage. WithCoverage has been a no-brainer compared to the traditional broker and highly encourage every fast-growing business to check them out.

Justin Seidenfeld

Co-Founder & CEO, Canopy

Highly recommend WithCoverage to any fast growing bsuiness. They offer a better risk management team, digital platform, and overall service than traditional brokerages. It's what the industry should be. We're glad to be partners as we don't have an in-house risk team and lean on WithCoverage to handle this for us. Would definitely recommend to other businesses.

Ben Cohn

CEO, Rind

WithCoverage has been amazing. They implemented a better plan to protect our company and their Claims Team proactively managed multiple claims until we got paid. Our previous experience was opaque and disorganized. WithCoverage's team communicates thoughtfully, their platform saves us time, and they've consistently saved us money as we grew. Highly recommend to other fast growing businesses!

Michael Mayer

Co-Founder & Co-CEO, Windmill

WithCoverage saved us 40% ($70K+) on insurance with no impact to customers, employees, or our limits. Those kinds of wins are incredibly rare. Their team are experts are smart and really easy to work with. 100% recommend!

Brandy Hipp

CFO, Ashley Black

Before I found WithCoverage, business insurance products were a black box to me. WithCoverage made it easy for us to find, bind, and organize the right coverage and at the right time for our business. Their portal is also incredible. I know where my documents are and can generate the documents that I need fast. The days of scouring my inbox for old attachments and long email threads with our broker are over.

Doug Schneider

COO, Heart & Soil

Choosing WithCoverage is a no-brainer. Their team of experts identified gaps in coverage through their analysis, helped us fix them, and drove savings year over year despite our meaningful revenue growth. The entire process was fast and easy through their digital platform. They’ve changed an old, archaic, confusing insurance process into a modern day experience.

Kevin Chanthasiriphan

Co-Founder, Immi

Easiest decision to switch to WithCoverage! Better service and coverage, while saving us 30% year over year…wish I found them sooner! The overall client experience is excellent. The WithCoverage team thrives in the details and the entire process took minimal effort on our end.

Eli Bailey

Co-founder & COO, Solawave

WithCoverage saved us a material amount year over year and helped us better protect our inventory throughout our supply chain. The team is always quick to respond and offers a great service. As a large, national baby product brand, we're very glad we're working with their Risk Management Team.

Anthony Bangay

CFO, Newton Baby

WithCoverage saved us over $100K in annual premium - more than 30% off our total insurance spend - and aligned incentives with us through a transparent flat fee model. They paired us with sustainable Workers Compensation, Auto, and General Liability carriers through a competitive RFP, and actively managed our open claims. Even with some prior loss history, they delivered a 35% premium reduction by comprehensively marketing the program and articulating the controls we'd put in place. They are exactly the partner a growing business needs.

Tatiana Bullock

HR Manager, Regional Foundation & Crawl Space Repair

After more than 15 years with the same broker, we were apprehensive about making a change. We gave WithCoverage the opportunity to quote alongside them, and even though our incumbent blocked access to most markets, WithCoverage still delivered over $80K in annual savings on our Property and Inland Marine program. Just days before renewal, they successfully moved our entire insurance program and turned around more than 300 COIs in a single day. We only wish we had switched sooner.

Justin Lischka

President, Lonnie Lischka Company

Auto liability is our largest insurance spend and we were stuck on Progressive's 6-month policy term in California, getting hit with rate increases every cycle. WithCoverage found us alternative carriers willing to write the business on an annual term at a lower overall rate. Real expertise and real results.

Matthew Thomsen

Co-founder and President, Tri Fire Solutions

We lease equipment to Fortune 1000 companies globally but never take risk of loss - and despite leasing only new equipment, we were being rated as a used-equipment rental company, which is a high-hazard industry. WithCoverage worked with their carrier partners to reclassify and redefine the risk to actually reflect our operations, and achieved a 37% rate reduction even with our exposures up 45% year-over-year. On top of that, they consolidated nine renewal dates across 17+ policies down to a single renewal for eight of our policies. A massive win on both sides.

Jack Kariotis

Chief Operating Officer, Merrimak

WithCoverage has consistently delivered better service than our prior broker - quick turnaround on COIs, proactive help unwinding billing issues we'd inherited, and a team that's responsive when we need them. The platform keeps everything organized in one place. They are the modern partner the brokerage industry has been missing.

Todd Eggleston

Executive Officer, Starke Contractors

We operate in a niche space - pre-fabricated home manufacturing and building - and most brokers couldn't wrap their arms around our actual risk & exposures. WithCoverage built us a bespoke ground-up insurance program from scratch, including annual practice programs, a rolling CCIP, and a master builders risk program. They personally introduced us to carriers across the country, ran site visits at our Test Home locations, and paired us with the right markets for our model. They are the partner we needed.

Aleksandr Gampel

Co-Founder, Cuby

We grew revenue from $5M to $20M and were bracing for a massive insurance cost jump - flat-rate market alternatives were quoting around $200K. WithCoverage repositioned our risk around our subcontractor-focused operations rather than just revenue, achieved a 57% reduction in GL rate per $1,000 of revenue, and saved us over $125K in premium with improved coverage (including Hired & Non-Owned Auto at no additional cost). They also caught a key workers comp gap and helped us tighten up our subcontractor agreement. Highly recommend working with this team!

William Skuba

Owner, Modern Roofing

Our prior broker had been placing Builders Risk with the same carrier for years, insisting it was the cheapest option. WithCoverage challenged that, went back to the existing carrier and put six others alongside it, and proved there were better options on premium, deductible structure, and soft-costs coverage. The experience showed us what proactive marketing actually looks like

Russell Protti

Financial Controller, Romair Construction

WithCoverage has turned surety bonds around for us in less than 24 hours, and handled our full insurance program at the same time. Our prior broker couldn't execute like this. Having both sides of the program with one expert team, all managed through their digital platform, has been a meaningful upgrade for us.

Nick D'Agostini

Chief Executive Officer, Goltz Asphalt Company