The Risk Management Solution For Ambitious Businesses

"We lease equipment to Fortune 1000 companies globally but never take risk of loss - and despite leasing only new equipment, we were being rated as a used-equipment rental company, which is a high-hazard industry. WithCoverage worked with their carrier partners to reclassify and redefine the risk to actually reflect our operations, and achieved a 37% rate reduction even with our exposures up 45% year-over-year. On top of that, they consolidated nine renewal dates across 17+ policies down to a single renewal for eight of our policies. A massive win on both sides."

Jack Kariotis, Chief Operating Officer

"Auto liability is our largest insurance spend and we were stuck on Progressive's 6-month policy term in California, getting hit with rate increases every cycle. WithCoverage found us alternative carriers willing to write the business on an annual term at a lower overall rate. Real expertise and real results."

Matthew Thomsen, Co-founder and President

"After more than 15 years with the same broker, we were apprehensive about making a change. We gave WithCoverage the opportunity to quote alongside them, and even though our incumbent blocked access to most markets, WithCoverage still delivered over $80K in annual savings on our Property and Inland Marine program. Just days before renewal, they successfully moved our entire insurance program and turned around more than 300 COIs in a single day. We only wish we had switched sooner."

Justin Lischka, President

"The WithCoverage team took the time to understand our business and quickly established themselves as a fantastic partner to us for our risk management needs. Our first renewal with WithCoverage delivered substantial premium savings ($300k+) and their white glove support team is a true differentiator for our ongoing needs. I most value the low-touch, high-impact model they've created, which is essentially a tiger team of industry experts at your service, on demand. I'd strongly suggest finance teams talk to WithCoverage!"

Jim Bulger, VP, Controller

"We switched from a large traditional brokerage to WithCoverage because of their expertise supporting a fast growing snack brand like Chomps. They identified and addressed key gaps in our insurance, and act as a true extension of our team. Their team responds fast, the digital platform keeps us organized, and we’re happy to be partnered together."

Tim Bosslet, CFO

"WithCoverage saved us $139,000+ on business insurance even as we grew YoY and even improved parts of our coverage. Their team of hospitality experts offers us proactive advice and their digital platform saves our team time/keeps us organized. They are disrupting a much needed industry and building a trusted solution for the hospitality industry."

Nicholas Stone, Founder

"WithCoverage not only saved us $200K/yr, but acts as our fractional Risk Management Team. They proactively advise us, manage all of our claims, and leverage their digital platform to make everything a seamless experience. They’ve truly disrupted the archaic insurance broker with a solution designed for fast growing businesses. Highly recommend!"

Jay Gujjar, COO & President

"WithCoverage developed a plan that drove ~$200K savings while actually improving our coverage. Their tech also saved my team a bunch of time throughout the process. The entire process was seamless, with their Claims Team handling our existing claims to close them out and advocating for us through new issues. They've set the standard for how the industry should operate. Insurance isn't a fun topic, but they deliver on what they said they'd do and the ROI was very much there for us."

Demetri, Founder

"Very happy that we switched to WithCoverage as we saved 30%+ on insurance, fixed some key gaps in coverage, and now have their team of consumer brands experts supporting us as we grow. The digital platform also keeps us organized across policies, COIs, files, applications, etc, which saves us time."

Joe Aranda, VP Operations

"WithCoverage is the exact Risk Management partner we wanted. Their team are experts, the platform makes the process seamless, and they saved us $115,000+ per year on insurance, while fixing key gaps in coverage. As a CFO, I needed a dedicated team to help handle all of this, especially while we became self-manufacturing business. Highly recommend!"

Nathan Tudhope, CFO

"WithCoverage saved us $210,000 year over year despite us growing. They also offer a more specialized team of insurance experts that integrate within our team and specifically handle the entire claims process. Everything is then tracked in their digital platform so we always know what’s going on across our business. We don’t have a risk team in house and WithCoverage fills that function for us."

Hemanshu Patel, CFO

"WithCoverage is a disruptive player in the insurance brokerage industry, bringing both expertise and truly personalized service to Blank Street. From the moment we engaged with their team, we were impressed with their proactive advice, proprietary insurance platform and white-glove service model with a dedicated service team. The breadth and depth of their risk advisory team provide both a robust repository of experience as well as strategic value that will evolve with our business as it grows in size and complexity."

Adrian So, US Head of Finance

"WithCoverage was a clear choice for us vs. a traditional broker. As a VP of Finance, I'm always focused on our bottom line and long-term stability. WithCoverage has shifted my perspective on insurance. Their risk management team is a real strategic partner who understands our business. Their technology and user-friendly platform saved my team countless hours and kept us organized. And they saved us money (30%+ on our rates) while improving our coverage."

Jules Ostorero, VP Finance

"WithCoverage has been an outstanding partner for us. We’ve been truly impressed with their team's professionalism, attention and responsiveness. They routinely go above and beyond to make sure we fully understand our options and feel confident in our decisions. We’ve seen significant savings without sacrificing quality (and in fact enhancing coverage in many cases), and their online platform makes managing everything from applications, renewals, claims and COIs seamless."

Jessica Thompson, Senior Director, Counsel

"WithCoverage's team and platform is the exact solution we wanted. They act as our Risk Management Team and ensure we are properly protecting our busines as we expand our manufacturing facility, workforce, and transportation fleet. They also proactively handle all of our claims, identify issues to fix, and manage everything through their platform, which helps our team a ton. They are the modern, trustworthy solution the insurance brokerage needed."

Jared Schiff, Controller

"The WithCoverage team spent an enormous amount of time working with our entire team, understanding our unique situation and articulating how we could improve our risk management strategy (especially as we grew). In sum, they navigated us to a path of both cost savings and optimizing our coverage. All in a seamless and transparent way we hadn’t seen before with a traditional broker. Would recommend WithCoverage without hesitation! "

Sid Banthiya, CFO

"We're very happy to partner with WithCoverage. As we rapidly grew, we wanted a trusted partner that deeply understood our business, made sure we were protected properly, and always acted in our best interests. They not only fixed gaps in coverage we didn't know about, but also delivered very meaningful savings (dropping our rates by 30%). Choosing WithCoverage has been a great decision for us compared to the traditional broker model."

Jeremy Thurswell, COO

"WithCoverage represents the future for how the brokerage industry should operate - A specialized Risk Management team, a digital-first experience, and a white-glove service. They saved us ~40% on our rates, saved us time through their platform, and have a team of experts and insurance attorneys to advice us on how to mitigate risk. We're busy operating our business and wanted to work with a trusted partner like WithCoverage."

Alex Mcvey, CFO

"Our prior broker had been placing Builders Risk with the same carrier for years, insisting it was the cheapest option. WithCoverage challenged that, went back to the existing carrier and put six others alongside it, and proved there were better options on premium, deductible structure, and soft-costs coverage. The experience showed us what proactive marketing actually looks like"

Russell Protti , Financial Controller

"We grew revenue from $5M to $20M and were bracing for a massive insurance cost jump - flat-rate market alternatives were quoting around $200K. WithCoverage repositioned our risk around our subcontractor-focused operations rather than just revenue, achieved a 57% reduction in GL rate per $1,000 of revenue, and saved us over $125K in premium with improved coverage (including Hired & Non-Owned Auto at no additional cost). They also caught a key workers comp gap and helped us tighten up our subcontractor agreement. Highly recommend working with this team!"

William Skuba, Owner

"We operate in a niche space - pre-fabricated home manufacturing and building - and most brokers couldn't wrap their arms around our actual risk & exposures. WithCoverage built us a bespoke ground-up insurance program from scratch, including annual practice programs, a rolling CCIP, and a master builders risk program. They personally introduced us to carriers across the country, ran site visits at our Test Home locations, and paired us with the right markets for our model. They are the partner we needed.""

Aleksandr Gampel, Co-Founder

"WithCoverage has consistently delivered better service than our prior broker - quick turnaround on COIs, proactive help unwinding billing issues we'd inherited, and a team that's responsive when we need them. The platform keeps everything organized in one place. They are the modern partner the brokerage industry has been missing."

Todd Eggleston, Executive Officer

"We lease equipment to Fortune 1000 companies globally but never take risk of loss - and despite leasing only new equipment, we were being rated as a used-equipment rental company, which is a high-hazard industry. WithCoverage worked with their carrier partners to reclassify and redefine the risk to actually reflect our operations, and achieved a 37% rate reduction even with our exposures up 45% year-over-year. On top of that, they consolidated nine renewal dates across 17+ policies down to a single renewal for eight of our policies. A massive win on both sides."

Jack Kariotis, Chief Operating Officer

"Auto liability is our largest insurance spend and we were stuck on Progressive's 6-month policy term in California, getting hit with rate increases every cycle. WithCoverage found us alternative carriers willing to write the business on an annual term at a lower overall rate. Real expertise and real results."

Matthew Thomsen, Co-founder and President

"After more than 15 years with the same broker, we were apprehensive about making a change. We gave WithCoverage the opportunity to quote alongside them, and even though our incumbent blocked access to most markets, WithCoverage still delivered over $80K in annual savings on our Property and Inland Marine program. Just days before renewal, they successfully moved our entire insurance program and turned around more than 300 COIs in a single day. We only wish we had switched sooner."

Justin Lischka, President

"The WithCoverage team took the time to understand our business and quickly established themselves as a fantastic partner to us for our risk management needs. Our first renewal with WithCoverage delivered substantial premium savings ($300k+) and their white glove support team is a true differentiator for our ongoing needs. I most value the low-touch, high-impact model they've created, which is essentially a tiger team of industry experts at your service, on demand. I'd strongly suggest finance teams talk to WithCoverage!"

Jim Bulger, VP, Controller

"We switched from a large traditional brokerage to WithCoverage because of their expertise supporting a fast growing snack brand like Chomps. They identified and addressed key gaps in our insurance, and act as a true extension of our team. Their team responds fast, the digital platform keeps us organized, and we’re happy to be partnered together."

Tim Bosslet, CFO

"WithCoverage saved us $139,000+ on business insurance even as we grew YoY and even improved parts of our coverage. Their team of hospitality experts offers us proactive advice and their digital platform saves our team time/keeps us organized. They are disrupting a much needed industry and building a trusted solution for the hospitality industry."

Nicholas Stone, Founder